The following terms (“Terms of Use”) constitute an agreement between Tessitory, LLC (“WealthwithTess” and “Tess Waresmith)), and you that governs your use of this website and all of its associated services, content, and functionality. This policy applies to the websites and social media administered by Wealth with Tess (“Website”), located at wealthwithtess.com, moneyconfidentcoach.com, instagram.com/wealthwithtess tiktok.com/@wealthwithtess, and any other asset owned by Wealth with Tess.

Your use of the Website constitutes your acceptance of, and agreement to, the following Terms of Use. Tess Waresmith, Wealth with Tess, and Tessitory LLC reserves the right to modify, alter, amend or update its Website, policies and these Terms of Use. These Terms of Use are subject to change without notice. If you do not agree with or do not accept any part of these Terms of Use, you must not use the Website and/or any affiliated products, such as any Financial Coaching package (“Coaching”), The Money Confident Program (“Program”).

PURCHASE POLICIES

On the Website, you may purchase products (“Products”), such as registrations for live programs, courses and recorded webinars. If you register for a live program, you must attend live to receive bonuses. This requirement will be indicated prior to your registration.

REFUND & RETURN POLICY

Refunds are not available for Coaching. The Money Confident Programhave a 30-day money back guarantee, but you must have completed the first four modules/sessions to receive a refund. Please contact Tess at tess@moneyconfidentcoach.com our 30-day money back guarantee. This is the ONLY way to receive a refund/return.

FULFILLMENT POLICY

Once you have purchased the program, you will receive an email with further instructions including your login. Please check your spam folder.  

LICENSE FOR USE OF PRODUCTS

All Products available for sale on the Website were developed solely for your personal use and may not be reproduced for publication or for the personal or commercial use of others without permission.

GENERAL DISCLAIMER

Tess Waresmith, Wealth with Tess, and Tessitory LLC, has made every effort to ensure that all information on the Website has been tested for accuracy. Tess Waresmith, Wealth with Tess, and Tessitory LLC makes no guarantees regarding the results that you will see from using the information provided on the Website.

CONTENT DISCLAIMERS

All information on the site is provided for entertainment and informational purposes only and should not be considered advice. Do not make investment decisions based on the information provided on the Website or courses purchased through the website or Tess Waresmith, such as a the Program or Coaching. The Website, Program and Coaching may discuss topics related to finance and investing. This information is not advice and should not be treated as financial and investing advice. The information provided on the Website and Course is provided “as is” without any representations or warranties, express or implied. The Website, Program, and Coaching make no representations or warranties in relation to the financial and investing information on the Website, Program, and Coaching.

You must not rely on the information on the Website, Program, and Coaching as an alternative to advice from a certified public accountant or licensed financial planner. There is no accountant-client relationship created from the publication of financial or investing information on the Website, Program, and Coaching. You should never delay seeking financial advice, disregard financial advice, or discontinue professional financial services as a result of any information provided on the Website, Program, and Coaching .

YOUR RESPONSIBILITY

The Website, Program, and Coaching were developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided on the the Website, Program, and Coaching. Tess Waresmith, Tessitory LLC, and Wealth with Tess, makes no representations, warranties, or guarantees. You understand that results may vary from person to person. Tess Waresmith, Tessitory LLC, and Wealth with Tess assumes no responsibility for errors or omissions that may appear on the Website, Program, and Coaching.

LIMITATION OF LIABILITY

Tess Waresmith, Tessitory LLC, and Wealth with Tess WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INDEMNITY

You agree to defend, indemnify and hold Tess Waresmith, Tessitory LLC, and Wealth with Tess, its members, employees, officers, directors, managers and agents harmless from and against any and all losses, claims, suits, actions, liabilities, obligations, costs and expenses (including reasonable attorneys’ fees and expenses) which Tess Waresmith, Tessitory LLC, and Wealth with Tess suffers as a result of third-party claims based on: (i) your negligence or intentional misconduct, (ii) your breach of any provision of the Terms of Use (including representation or warranty); (iii) materials prepared or provided by you including, but not limited to, any claims of infringement, or misappropriation of copyright, trademark, patent, trade secret, or other intellectual property or proprietary right, infringement of the rights of privacy or publicity, or defamation or libel; or (iv) death, personal injury, or property damage arising out of, or relating to, your obligations hereunder.

MISCELLANEOUS PROVISIONS

If any provision(s) of the Terms of Use is held to be invalid, illegal or unenforceable, the remaining provisions shall be severable and enforceable. If a provision is excessively broad, such a provision shall be limited or reduced in scope so as to be enforceable.

The Terms of Use may not be assigned by you without Tess Waresmith, Tessitory LLC, and Wealth with Tess prior written consent, however, the Terms of Use may be assigned by Tess Waresmith, Tessitory LLC, and Wealth with Tess.

The Terms of Use are the final, complete and exclusive agreement of the parties with respect to the Website offered by Tess Waresmith, Tessitory LLC, and Wealth with Tess.